For Individuals

COVID-19 Resources for Individuals

Resources for individuals who are economically impacted by the COVID-19 pandemic.

WA State Unemployment Benefits

  • For whom: For those who lose their job through no fault of their own.
  • Description: Unemployment benefits provide temporary income when you lose your job through no fault of your own. The money partly replaces your lost earnings and helps you pay expenses while looking for new work. If you were laid off as a result of COVID-19, you are likely eligible. Federally funded benefits have been expanded to include an additional $600 per week for the next four months and adding 13 weeks of eligibility.
  • Administered by: WA State Employment Security Dept.
  • For more info:

WA State Unemployment Benefits for Gig Workers

  • For whom: Qualifying individuals working in the gig-economy suffering loss of income due to COVID-19.
  • Description: Coverage under Washington’s unemployment insurance law is broader than under most other laws. This means that just because you are classified as an independent contractor under some laws does not mean that you are an independent contractor under Washington’s unemployment laws. If you are a gig worker who has been laid off or lost work, you are encouraged you to apply for benefits. Each application will be reviewed for eligibility on a case by case basis.
  • Administered by: WA State Employment Security Dept.
  • For more info:

Federal CARES Act Economic Impact Payment

  • For whom:  Individuals who make less than $75,000 a year.
  • Description: Individuals will receive direct payments of $1,200 per individual ($2,400 joint return) plus $500 per child. This will phase out for incomes above $75,000 ($150,000 joint filings). Distribution is planned to begin in April and will be distributed automatically, with no action required for most people. However, some seniors and others who typically do not file returns will need to submit a simple tax return to receive the stimulus payment. The vast majority of people do not need to take any action. The IRS will calculate and automatically send the economic impact payment to those eligible.
  • Administered by: The U.S. Treasury Dept. and Internal Revenue Service.
  • For more info:

Mortgage and Rent Payment Programs

  • For whom: For those struggling to meet monthly rent and mortgage payments for their primary residences.
  • Description: The Federal CARES Act includes a 120-day ban on evictions for most renters as well as a moratorium on foreclosures of up to six months for homeowners with FHA-insured mortgages who are struggling to pay their mortgages. Individuals struggling to meet rent and mortgage payments must contact their landlords and mortgage lenders directly to inquire about payment deferrals and forbearance. Landlords also can’t charge any fees or penalties related to nonpayment of rent.
  • Administered by: The U.S. Dept. of Housing and Urban Development
  • For more info:
  • Note: Rental assistance, as well as assistance with utility bills, may also be available through Helpline House. For information, click here

Delay in Tax Filings

Student Loans/Education Assistance

  • Loan Payment Suspension: Suspends payments automatically for federal student loans through Sept. 30, 2020, with no interest accruing or penalties during the period of suspension.
  • Additional Provisions: Contains a variety of other emergency-relief provisions related to education, and specifically the impact of many students being sent home mid-semester. For example, it allows universities to make payments to students who were unable to complete work-study programs. Also, the Dept. of Education will halt collection actions and wage garnishments to provide additional assistance to borrowers for at least 60 days.
  • For more info: